So you are ready to finally get your hands on that product you wanted so much!
At atokes.com you can buy all kinds of products and pay for them in monthly interest-free installments. It goes without saying that it’s so much more convenient to pay for something in small monthly installments rather than a one-off huge payment. Suddenly, everything becomes more affordable.
To do so though, you must fill in some information in order to create an account and then upload some documents for it to be verified and for a credit limit to be assigned.
We will explain in detail how to do so and why certain information is crucial in order for you to be allowed to buy with atokes.
The documents are the following:
Our systems will analyse all this information. Your account should be verified within 24 hours and on your profile page you can view the status of your account and once your account is verified, you will also be able to view your monthly credit limit.
Credit Limit example:
Let’s say you were approved for €100/month. This means you will be able to buy something that is worth as much as €600 and pay for it in 6 installments.
But what if the product you want costs more than your credit limit and maximum installments? Let’s say you want to buy a new TV from atokes that is worth €800, where the maximum number of installments of 6 would result in a monthly installment of €133. However, you were only approved for €100. Don’t worry, you can still buy it, but you will have to pay an initial amount of €200 which reduces the required monthly installment to €100, thus satisfying the monthly credit limit assigned to your account.
For some frequently asked questions, you can also check out our Frequently Asked Questions
|Maximum of 6 Installments|
|Maximum of 7 Installments|
|Maximum of 8 Installments|
|Maximum of 9 Installments|
|Maximum of 10 Installments|
How Credit scoring works: