When it comes to managing our personal finances, we must plan carefully in order to make sure that we tend to our everyday needs, whether this is the weekly supermarket list, the rent, the utility bills or other recurring payments. Most of the time, we do that without thinking twice. We are all capable of coming up with a rough estimate of our usual monthly expenses!
It’s these unexpected surprises that we just did not think of, that really disturb our Personal Finance Management System (PFMS). The result is miles away from what we had initially estimated in our heads and could potentially ruin our future plans or even end up exposing us to unpleasant situations. Nobody wants to miss out on going for a weekend excursion with friends because they are unable to pay for their expenses.
It all gets a little bit more complicated when we start adding our one-off expenses into the mix. That new TV that just came out that we want, the girlfriend’s birthday, the cousin’s wedding. When we throw in the bill for the fridge that suddenly stopped working, the end of the month starts to feel a bit overwhelming.
We could always stick to the old school approach, but it’s safe to say that this has not been working out too well for most of us;
There is a new solution in town! With atokes., we now have the power to include the “unexpected” in our PFMS. That is precisely the mission of our company; for everyone to afford anything at any point of time and without having to compromise.
atokes. will buy that new fridge, the replacement for the broken A/C unit, the brand new iPhone or Laptop (and so on and so forth!) for you and all you have to do is pay us back in monthly, equal, convenient and manageable interest-free payments, nicely fitting within your PFMS.
With atokes., there’s no reason to apply for credit cards anymore, and the procedure to begin using our service is as easy as counting from 1 to 3!